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Rates Contact Us Locations/ATMS Sign In Privacy Link Menu Personal Banking Checking Savings Mobile Banking Online Banking Certificates Credit Cards Visa Signature Visa Traditional Loans Personal Loans Home Loans Auto Loans Recreational Vehicle Loans Mortgage Center Login Investing Meet the Investment Team 401(k) Stocks and Bonds Annuities College Investment Plans Retirement Planning IRA Investing Managed Accounts Mutual Funds Online Brokerage Access Insurance Meet the Insurance Team Auto Insurance Travel Insurance Life Insurance Disability Insurance Homeowner’s Insurance Tools & Discounts Rates Calculators Forms Member Discounts Trusted Life Advice Buying A Home Buying A Car First Credit Card Planning for College Financial Resources Business Business Accounts Business Checking Business Savings Cash Management Mobile Banking Online Banking Credit Cards Loans Commercial Real Estate Loans Lines of Credit SBA Loans Term Loans Online Banking Login Become a Member Why Redstone Member Benefits Membership Partner Benefits Am I Eligible Membership Eligibility Membership Partner Eligibility Join Now Helpful links Careers Forms Seminars Privacy Policy Privacy & Security RFCU Schools Program Redstone Newsroom Redstone Blog Personal Banking Checking Savings Mobile Banking Online Banking Certificates Credit Cards Visa Signature Visa Traditional Loans Personal Loans Home Loans Auto Loans Recreational Vehicle Loans Mortgage Center Login Investing Meet the Investment Team 401(k) Stocks and Bonds Annuities College Investment Plans Retirement Planning IRA Investing Managed Accounts Mutual Funds Online Brokerage Access Insurance Meet the Insurance Team Auto Insurance Travel Insurance Life Insurance Disability Insurance Homeowner’s Insurance Tools & Discounts Rates Calculators Forms Member Discounts Trusted Life Advice Buying A Home Buying A Car First Credit Card Planning for College Financial Resources Business Business Accounts Business Checking Business Savings Cash Management Mobile Banking Online Banking Credit Cards Loans Commercial Real Estate Loans Lines of Credit SBA Loans Term Loans Online Banking Login Become a Member Why Redstone Member Benefits Membership Partner Benefits Am I Eligible Membership Eligibility Membership Partner Eligibility Join Now Helpful links Careers Forms Seminars Privacy Policy Privacy & Security RFCU Schools Program Redstone Newsroom Redstone Blog 800-234-1234 256-327-1104 Redstone branches are open. Visit the COVID-19 page to learn more . Sign in Login YOUR PERSONAL ONLINE BANKINGOnline Banking will be unavailable due to maintenance from Sat, October 7 at 11:30 pm to Sun, October 8 at 3:30 am CT. We apologize for the inconvenience.Online Banking is currently unavailable due to a technical issue. We apologize for the inconvenience.Reset Password Sign Up for Online Banking Forgot Password Sign Up for Personal Online Banking LOCATE A BRANCH OR ATM SUBMIT FEATURED RATES 30 Year Fixed Rate Mortgage When you choose Redstone, you get great rates, flexible terms, and low closing costs. LEARN MORE Redstone’s Share Certificates are a smart way for you to ensure your money keeps growing while you go on living. LEARN MORE Looking for an easy, hassle-free way to finance your next vehicle? Try the Redstone way! LEARN MORE Buying an everyday item or a once-in-a-lifetime experience? The right credit card can help you save more and live brighter. LEARN MORE VIEW ALL RATES LIVE BRIGHTER ® WITH ENDLESS MEMBER BENEFITS The benefits of a Redstone membership extend far beyond convenient banking solutions, competitive rates, and sound financial advice. For more than 65 years, Redstone Federal Credit Union has focused on the unique needs of our members. We strongly believe in improving our members’ lives and supporting them as they reach their goals. Discover why more than 500,000 members have placed their trust in Redstone. LEARN MORE APPLY NOW REDSTONE BY THE NUMBERS Redstone gave back to members in the form of CashBack, lower fees, and lower loan rates in 2019. $1,623,138 IN DEBIT CARD CASHBACK $11,701,020 IN CREDIT CARD CASHBACK $1,539,749 IN REDUCED MORTGAGE FEES THE REDSTONE DIFFERENCE Redstone is here to help you live brighter as you reach higher COMPETITIVE RATES Wherever you are in life, Redstone offers great rates to help you achieve your goals. With lower rates on loans and credit cards and higher yields on investments and savings accounts, your money will go further and work harder for you. BETTER SERVICE RFCU® exists solely to serve our members. Every day we strive to earn your trust. Whether that means taking time to explain the terms of a loan or assisting you with a long-term financial plan, our commitment to you shines through every product, every transaction, every smile. LOWER FEES We know you don’t want to be tied down by fees. Redstone offers a variety of accounts and credit cards so you can keep more of the money you earn. MEMBER FOCUSED BANKING At Redstone, it’s all about you. You’re not just a number—you’re part owner and a valuable member of the Redstone family. Quite simply, our commitment to our members and our community is what sets us apart. MORE FLEXIBILITY With award-winning mobile apps, 24/7 online availability, thousands of surcharge-free ATMs in the U.S. and abroad, and convenient branches throughout the Tennessee Valley, Redstone offers more ways for you to manage your money and simplify your life. TRUSTED ADVICE Informed members make wise financial decisions. That’s why we’re so passionate about educating and empowering our members. Take control of your financial future with Redstone’s free seminars, practical advice, and valuable tips for all of life’s milestones. Automated Savings (Redstone Round Up): Must have checking account with debit card and Brighter Day Savings account to enroll in Redstone Round Up. Contact us for more information. Restrictions may apply. All loans are subject to credit approval. You must be an RFCU ® member to obtain a loan. Rates are determined by an evaluation of applicant credit at account opening. Your rate may be different. Other restrictions may apply. *Annual Percentage Rate = APR As of May 1, 2020, the APR for new and used autos as low as 2.49%. Your APR may be different. A minimum credit score of 730 or above is required to get 2.49% APR. APRs are determined by an evaluation of applicant credit at consummation. Fixed APRs are fixed for the life of the loan. For a $20,000 auto loan with 75% financing for 36 months with 2.49% fixed APR, the monthly payment schedule will be $578.33. **Sixty-day deferred payment is optional. Interest will continue to accrue during the deferment period. More of the first payment will go towards interest. Home Equity Line of Credit: The minimum Annual Percentage Rate (APR) is as low as 4.250% and may vary. Rates current as of May 1, 2020. The maximum APR is 18% or the maximum allowed by law, whichever is less. $10,000 to $150,000 equity lines up to 100% of Total Loan-To-Value (TLTV) for owner occupied property or 75% of TLTV for non-owner occupied. RFCU pays closing costs. Property insurance is required. Join The Redstone Family Today Are you ready to join the credit union that puts you first? Become a member of the Redstone family and you’ll start enjoying the great rates, personalized financial advice, and excellent customer service Redstone is known for. BECOME A MEMBER Locate a Branch/ATM Personal Banking Credit Cards Loans Investing Insurance Tools & Discounts Business Business Accounts Credit Cards Loans Online Banking Login Become a Member Why Redstone Am I Eligible Join Now Helpful links Careers Forms Seminars Privacy Policy Privacy & Security RFCU Schools Program Redstone Newsroom Redstone Blog This credit union is federally insured by the National Credit Union Administration. Visa is a registered trademark of Visa International Services Association. Redstone is an Equal Credit Opportunity Lender. Get...